401(k) management
Simplify your 401(k) management
Launch, scale, and manage a Carta 401(k), powered by Vestwell and backed by the experience of Morgan Stanley.

Equity meets modern retirement
Connected total benefits
Access flexible, scalable 401(k) plans tailored to your business needs.
Preferred pricing, built for you
Unlock preferred partner pricing for companies and employees.
Retain top talent
Give your team an intuitive, holistic view of their total compensation.
A 401(k) solution that scales with your business
Offer a flexible, scalable retirement plan without added complexity.

Total ownership visibility
Offer equity and retirement through a simpler, more connected experience powered by Vestwell and Morgan Stanley. Digital onboarding and more streamlined management help make it easier for teams to run and employees to track.

Scalable operations
Automate eligibility, contributions, and employee updates with 190+ payroll integrations. This combined offering handles the admin work, helping reduce errors and allowing your team to focus more on strategic growth.

Competitive total rewards
Strengthen your rewards with flexible plans and Morgan Stanley-managed portfolios. Gain access to expert advice on plan investment design and fund selection to help attract and retain top talent.
Already a Carta customer?
Move from plan selection to employee enrollment in clicks with this onboarding guide.

Related resources
- Data
Startup compensation
Read more about the latest startup compensation trends in this report.
- Article
Rewards statements
Visualize the annual value of compensation, benefits, and perks.
- Article
Compensation plans
Align your compensation philosophy with your long-term business goals.
- Collections
Carta Classroom
Discover resources on building a compensation plan that works for you.
FAQs
You have questions, we have resources and answers.
Simplify your 401(k) management
Launch, scale, and manage a Carta 401(k), powered by Vestwell and backed by the experience of Morgan Stanley.
![[Reusable Media] | Equity Management | Banner Option 6](/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fy88td1zx1ufe%2F6VVq53BTYLZntiRwmcf8J4%2Fe8b4c726b63a60166de8c8ccef447dd3%2FCTA.png&w=3840&q=75)