Fund ERP

This is Loan Operations, part of Asset Management in Carta's ERP for private capital. Managing loan portfolios and spreadsheets means chasing down terms, tracking amendments manually, and risking errors in payment schedules or reporting. That makes it hard to stay in sync and impossible to scale.

At the heart of Loan Operations is staying on top of every deal no matter how complex. With Carta Loan Operations, you get a consolidated view of all loans and facilities, so you're always working from a single source of truth. Every term and change is tracked. View full interest rate history for any deal and instantly add new rate periods if terms change, keeping calculations accurate and transparent for auditors, lenders, and your team.

Carta's Loan Operations platform can manage all the details of your PIK payments. Simply enable PIK on relevant facilities, and the platform captures accruals and adjusts your schedules without a spreadsheet in sight. Let's take a look at how every payment booked in Loan Operations flows through your fund's ecosystem with Carta's ERP. Starting with a payment notice, you can review and edit a payment invoice directly in platform before sending it to your borrower.

The amount due is pulled directly from your real-time payment schedule. We'll now track the payment over to Carta Fund Administration. When you also use Carta Fund Administration, you'll see every loan payment posted directly to your general ledger in real time, and you can also drill down into each payment for detailed allocation records.

Finally, GL transactions instantly update in the balance sheet of the entity in Visual Accounting, giving you transparency into all of your entity and partner relationships, only possible through Carta's ERP.